<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://cloudpaya.com/</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- API Documentation (main) -->
  <url>
    <loc>https://cloudpaya.com/docs/</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Docs: Quick Start -->
  <url>
    <loc>https://cloudpaya.com/docs/#quick-start</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Docs: Authentication -->
  <url>
    <loc>https://cloudpaya.com/docs/#authentication</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Docs: API Reference -->
  <url>
    <loc>https://cloudpaya.com/docs/#api-overview</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Docs: Webhooks -->
  <url>
    <loc>https://cloudpaya.com/docs/#webhook-setup</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Docs: Plugins -->
  <url>
    <loc>https://cloudpaya.com/docs/#plugins-overview</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Docs: Credits & Pricing -->
  <url>
    <loc>https://cloudpaya.com/docs/#credits-pricing</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Docs: Supported Cryptocurrencies -->
  <url>
    <loc>https://cloudpaya.com/docs/#supported-crypto</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Docs: Swagger / REST API Explorer -->
  <url>
    <loc>https://cloudpaya.com/docs/#rest-api</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Privacy Policy -->
  <url>
    <loc>https://cloudpaya.com/privacy.html</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Terms of Service -->
  <url>
    <loc>https://cloudpaya.com/terms-of-service</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- About -->
  <url>
    <loc>https://cloudpaya.com/about</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Security & Transparency -->
  <url>
    <loc>https://cloudpaya.com/security</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- SEO: What is CloudPaya -->
  <url>
    <loc>https://cloudpaya.com/what-is-cloudpaya</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- SEO: CloudPaya vs Stripe Comparison -->
  <url>
    <loc>https://cloudpaya.com/cloudpaya-vs-stripe</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- SEO: Accept Crypto Payments -->
  <url>
    <loc>https://cloudpaya.com/accept-crypto-payments</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- SEO: Non-Custodial Crypto Gateway -->
  <url>
    <loc>https://cloudpaya.com/non-custodial-crypto-gateway</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- LLMs.txt (AI discovery) -->
  <url>
    <loc>https://cloudpaya.com/llms.txt</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- LLMs Full Documentation (AI engines) -->
  <url>
    <loc>https://cloudpaya.com/llms-full.txt</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- OpenAPI / Swagger Spec -->
  <url>
    <loc>https://cloudpaya.com/docs/swagger.json</loc>
    <lastmod>2026-03-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

</urlset>
