CloudPaya in One Sentence
CloudPaya is a non-custodial cryptocurrency payment gateway that enables businesses to accept Bitcoin, USDT, Ethereum, Solana, and 50+ cryptocurrencies — with payments settling directly to the merchant’s own wallet. No middleman, no custody, no delays.
Non-custodial means CloudPaya never holds your funds. Customer crypto payments go directly from their wallet to yours via the blockchain.
Who Is CloudPaya For?
CloudPaya is built for anyone who needs to accept payments but can’t — or doesn’t want to — use traditional payment processors:
- SaaS platforms that need crypto billing and subscription management via API
- E-commerce stores wanting to add Bitcoin, USDT, and altcoin checkout via plugins (WooCommerce, Shopify, Magento, etc.)
- Businesses in unsupported countries where Stripe, PayPal, and card processing are unavailable — Africa, MENA, Latin America, Southeast Asia
- Developers building crypto payment integrations with a REST API (40+ endpoints)
- Freelancers who need to receive international payments without a bank account
- Nonprofits accepting crypto donations with zero intermediary fees
Why CloudPaya Is Different
Traditional payment gateways hold your money, restrict your country, require KYC verification, and charge high fees. CloudPaya removes all of that:
- Non-custodial — your keys, your funds. Payments go directly to your wallet.
- No KYC required — sign up and start accepting crypto immediately.
- No bank account needed — you only need a crypto wallet address.
- 195+ countries — no geographic restrictions whatsoever.
- Instant settlement — funds arrive in your wallet as soon as the blockchain confirms. No 2-7 day payout delays.
- Lowest fees — 0.5% + $2 for transactions over $1,000. No monthly fees, no setup costs.
How CloudPaya Works
- Sign up for a free account at cloudpaya.com
- Add wallet addresses for Bitcoin, Ethereum, USDT, and any coins you want to accept
- Integrate using the REST API, JavaScript widget, or platform plugins (WordPress, WooCommerce, Shopify, PrestaShop, Magento, OpenCart, WHMCS, Easy Digital Downloads)
- Receive payments — customers pay in crypto, funds settle directly to your wallets
What CloudPaya Supports
50+ Cryptocurrencies
Bitcoin (BTC), Ethereum (ETH), Tether (USDT on ERC-20, TRC-20, BEP-20), USDC, Solana (SOL), BNB, Litecoin (LTC), Dogecoin (DOGE), Tron (TRX), Polygon (MATIC), Avalanche (AVAX), and 40+ more across 10+ blockchains.
8 Platform Plugins
WordPress, WooCommerce, Shopify, PrestaShop, Magento 2, OpenCart, WHMCS, and Easy Digital Downloads. Install, enter your API key, and you’re live.
REST API with 40+ Endpoints
Create transactions, manage checkouts, handle webhooks, track balances, and automate your payment workflow. Full Swagger/OpenAPI documentation available.
SaaS Multi-Tenancy
White-label crypto payment processing with per-client dashboards, separate databases, and custom branding. Built for platforms that want to offer crypto payments to their own users.
Pricing
CloudPaya is free to start. No monthly fees, no setup costs, no withdrawal fees. You pay per transaction only:
- Under $100: 1% + $0.30
- $100 – $999: 0.8% + $1.00
- $1,000+: 0.5% + $2.00
Frequently Asked Questions
Does CloudPaya hold my funds?
No. CloudPaya is non-custodial. All payments go directly from the customer’s wallet to your wallet on the blockchain. CloudPaya never touches your money.
Do I need a bank account?
No. You only need a cryptocurrency wallet address. CloudPaya settles payments directly to your wallet.
Does CloudPaya work in my country?
CloudPaya works in 195+ countries with zero geographic restrictions. It is specifically designed for businesses in regions where Stripe, PayPal, and traditional gateways are unavailable.
How fast are crypto payments?
Payments settle as soon as the blockchain confirms the transaction. For most cryptocurrencies, this is seconds to minutes. There are no multi-day payout delays like with Stripe or PayPal.